Know the Facts According to the National Highway Traffic Safety Administration (NHTSA), most deaths caused by auto accidents that involve mature drivers occur during the daylight hours and on weekends.  In Florida alone, the number of fatal car crashes in 2007 was 4,551.  Of these crashes, 972 involved drivers of the age 55 or older.  This is why car insurance companies will sometimes raise the rates for mature drivers…due to the risk involved. Keep in Good Health Staying in good health with a clear mind can contribute to safe driving habits.  Have regular check-ups with your primary physician.  Keep your eyes checked every few months with a thorough eye exam.  If it will help your vision permanently, you might consider having laser eye surgery.  Also, be open to comments about your health and mental stability from family members.  If a family member recognizes that your memory or overall perception are not so great any longer, don’t get defensive about it.  See your doctor to find out if there are ways to improve these.  Getting help instead of ignoring the problem can possibly save a life on the highway! Take a Class Florida car insurance providers are required to give you a discount on your auto insurance if you enroll in a state-approved Florida Mature Driver Program.  This is a class designed specifically for mature drivers, age 55 and older.  The great thing about it is you can now take a course online from home or study in a classroom setting.  Check online or at your local DMV for details